Does the association cover my homeowner’s insurance? December 04, 2017 03:20 Owners maintain their own homeowner’s insurance coverage. The association manages insurance on the association properties. Related articles How many members can I have on my property? My power is out, what should I do? How much is the annual assessment for Tahoe Donner? Who handles snow removal? How do I get a Mailbox at Tahoe Donner's mailbox clusters.